Supporting You Through Every Stage of Life
Financial planning is different for everyone.
We work with clients during the accumulation phase, supporting those who are building wealth through investment planning, pensions and tax considerations.
We also support clients during the decumulation phase, helping individuals and families navigate retirement, income planning and longer-term legacy considerations.
Whether you are reviewing existing arrangements, preparing for retirement or considering how to pass wealth on to future generations, we provide ongoing support tailored to your circumstances.
Financial Planning for Individuals & Families
At CDP Wealth Management, we provide independent financial planning and wealth management services for individuals and families across the UK.
We support clients through every stage of their financial journey, from building wealth and planning for the future, through to retirement and legacy planning.
Our approach is centred around understanding your circumstances, objectives and priorities, helping you make informed decisions and create a financial plan that can adapt as your needs change.
We currently support over 250 personal clients, advising on a broad range of assets, investments and protection requirements. Many of our client relationships span generations, with families continuing to work with us throughout different stages of their financial journey.
How we can help
Pensions
Pensions are often a key part of long-term financial planning.
We support clients with:
- Pension reviews
- Pension consolidation
- Retirement planning
- Assessing retirement readiness
- Tax considerations in retirement
We help you understand your current arrangements and how they fit within your wider financial plans.
The value of pensions and any income from them can fall as well as rise. You may not get back the full amount invested.
Levels and bases of, and reliefs from, taxation are subject to change and their value will depend upon personal circumstances. Taxation and pension legislation may change in the future.
Investments
Investments can play an important role in long-term wealth planning.
We support clients with investment planning, including ISAs and wider investment arrangements, considering factors such as objectives, timescales and approach to investment risk.
The value of investments and any income from them can fall as well as rise. You may not get back the full amount invested.
Trust Planning
Trusts can form an important part of family wealth planning.
We support clients in understanding how trusts may fit within their wider financial arrangements, including investment trusts used as part of longer-term family wealth planning.
The Financial Conduct Authority does not regulate some aspects of Trust, Tax and Estate Planning.
Tax & Inheritance Planning
Planning for the future often includes considering how wealth may be managed and passed on.
We support clients with tax and inheritance planning considerations, helping them understand available options and how these may align with their wider financial plans and family objectives.
The Financial Conduct Authority does not regulate some aspects of Trust, Tax and Estate Planning.
Life Insurance & Protection
Protecting yourself, your family or your business can be an important part of a wider financial plan.
We support clients with complex life insurance and specialist protection requirements, including larger protection cases and arrangements for business owners.
A Long-Term Approach
At CDP Wealth Management, we believe financial planning is built around strong, long-term relationships.
As Financial Planners, we are product and fund agnostic, meaning we have access to a broad range of products and providers across the market.
CDP Wealth Management is regulated by the Financial Conduct Authority (FCA), giving clients confidence that our services are delivered within the appropriate regulatory framework.
Looking to Discuss Your Financial Planning?
If you would like to understand more about how we work or arrange an initial conversation, we welcome you to get in touch.
Looking to Discuss Your Financial Planning?
If you would like to understand more about how we work or arrange an initial conversation, we welcome you to get in touch.